Credit risk management and performance evaluation of Exim Bank Bangladesh limited

Abstract

This report is based on the credit risk management and performance analysis of EXIM Bank Limited. Toward the start of the report the extension, beginning, destinations, system, impediments are talked about. The objective of the study is to evaluate the credit risk management and financial performance of EXIM Bank Limited. Mainly secondary data were used to gather information which is necessary to prepare this study. The exhibition of EXIM Bank during the most recent five years has furnished that with a powerful urge and self-discipline is accomplishing whatever target it might have. A year ago the bank has expanded the complete working benefit, attempt to lessen the non-performing loan. The scope of this report is constrained to the credit risk management activities of Exim bank ltd. Despite certain confinements, for example, the absence of satisfactory data, absence of appropriate understanding, all this things make this report as instructive as conceivable. The overview of Exim bank ltd is given in this report. It covers origin of the bank, company profile and present situation of the bank. The Bank is established in 1999. The bank has different items and administrations for its clients. It has an immense number of customers for various kinds of items. They mainly deal with import and export. They always open lots of LC for different companies. The products and services of Exim bank ltd are also discussed. In this report the overall credit risk management activities and performance analysis of Exim Bank Ltd. are discussed. It covers the credit evaluation. Credit endorse for the borrowers. Different credit documentation methodology followed by the bank. The report likewise covers credit organization exercises of credit hazard organization unit. The report depicts the dispensing of the advances and advances in essential manners. It portrays the observing and control of people's credits. It clarifies how the bank deals with the credits and to limit budgetary misfortunes. This report portrays the grouping of credits. The recuperation procedure infers that a borrower will be dealt with legally if there should be an occurrence of disappointment in reimbursement of credits. In the ending, the findings, recommendations and conclusions are discussed. These recommendations will reduce the problems of credit risk management of Exim bank ltd.