INTERNSHIP REPORT ON PRACTICES OF CREDIT RISK MANAGEMENT: A STUDY OF IDLC FINANCE LIMITED

Abstract

IDLC Finance Ltd is a non-bank financial institution that started its journey in 1985 as a non-bank financial company. Now, with 38 branches and booths, it has diverse segments in financial sectors to provide services to its customers across the country. It helps people to fulfill their dreams of owning home, car, starting and growing business, creating more jobs, etc. With the support of experienced, highly qualified, dedicated and professional workers. We include expert security solution, executive portfolio, shared shop, board tool, and company, corporate, and consumer financing.

This report is prepared with a view to providing a detailed overview of the IDLC Finance Limited Credit Risk Management Department and The File Index campaign. The Credit Risk Management department is one of the most important departments of IDLC Finance Limited. I had the opportunity to work with the Credit Risk Management team as an intern for three months. My main task was helping my supervisor at the Loan and Risk section, learning the trade and organizing the plan for the document list. I am assigned to write a document as part of the internship that will show what I learned from my experience there. At first, these documents include a complete overview of IDLC and its different departments and divisions.

In this report I clarified about the sorts of advances credit risk management, customer division gives their potential prerequisites to loans, their practices quickly and confinements. I have also added different analysis and figures for describing clearly. In addition, it also provides a picture of what I have done during the three-month internship and how not only the organization but also myself benefited from this internship program.